Products & Rates - Sarvodaya Co-operative Society

Deposit Products ಠೇವಣಿ ಉತ್ಪನ್ನಗಳು

4% p.a.

Regular savings account with easy access to your funds.

4% p.a.

1 year and above — daily collection at your doorstep.

Recurring Deposit Interest Rates ರಿಕರಿಂಗ್ ಠೇವಣಿ ಬಡ್ಡಿದರಗಳು

Tenure ಅವಧಿ	Interest Rate ಬಡ್ಡಿದರ
1 Year 1 ವರ್ಷ	10% p.a.
2 to 3 Years 2 ರಿಂದ 3 ವರ್ಷ	11% p.a.

Recurring Deposit — Maturity Example (60 Months / 5 Years) ರಿಕರಿಂಗ್ ಠೇವಣಿ — ಪರಿಪಕ್ವತೆ ಉದಾಹರಣೆ (60 ತಿಂಗಳು)

Monthly Investment ಮಾಸಿಕ ಹೂಡಿಕೆ	Maturity Amount ಪರಿಪಕ್ವತೆ ಮೊತ್ತ
₹1,000/-	₹75,250/-
₹2,000/-	₹1,50,500/-
₹3,000/-	₹2,25,750/-
₹4,000/-	₹3,01,000/-
₹5,000/-	₹3,76,250/-

Fixed Deposit Interest Rates ಮುದ್ದತಿ ಠೇವಣಿ ಬಡ್ಡಿದರಗಳು

Deposit Period ಠೇವಣಿ ಅವಧಿ	General Rate ಸಾಮಾನ್ಯ ದರ	Senior Citizens ಹಿರಿಯ ನಾಗರಿಕರು
45 days to 90 days	5.50%	6.00%
91 days to 181 days	6.50%	7.00%
182 days to 364 days	9.50%	10.00%
Within 1 to 3 years	10.00%	10.50%
Above 3 years	10.50%	11.00%

Quick distribution of various types of loans at attractive interest rates ತ್ವರಿತವಾಗಿ ಆಕರ್ಷಕ ಬಡ್ಡಿದರದಲ್ಲಿ ವಿವಿಧ ರೀತಿಯ ಸಾಲಗಳ ವಿತರಣೆ

13% p.a.

Easy vehicle loan at 13% interest. Two-wheeler and vehicle finance for members.

Fixed-tenure loans for business expansion, agriculture, and personal needs.

Revolving credit limit for traders and businesses to manage working capital.

Loans secured by member surety — simplified documentation and faster approval.

Property-backed loans for higher loan amounts with structured repayment.

Loans for self-help groups and joint liability groups with collective repayment.

Loan Summary ಸಾಲ ಸಾರಾಂಶ

Loan Type ಸಾಲದ ಪ್ರಕಾರ	Details ವಿವರಗಳು
Vehicle Loan ವಾಹನ ಸಾಲ	13% p.a. — two-wheeler & vehicle finance
Term Loan ಅವಧಿ ಸಾಲ	Fixed tenure — business, agriculture & personal use
Cash Credit ಕ್ಯಾಶ್ ಕ್ರೆಡಿಟ್	Revolving working capital for traders & businesses
Surety Loan ಜಾಮೀನು ಸಾಲ	Member surety-backed loans with quick processing
Mortgage Loan ಆಡಮಾನ ಸಾಲ	Property collateral — higher loan amounts
Group Loan ಗುಂಪು ಸಾಲ	SHG / JLG lending with joint liability